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You might think that what you do in your spare time is no one else’s business, but you may need to tell your employer if your sideline crosses over with your main job. Likewise, you could consider professional indemnity insurance to protect you if you make negligent errors in your work that cause your client to suffer financial loss. For example, if you proofread reports for companies, you might benefit from cyber insurance to protect you financially if your computer is hacked. Anyone running a side hustle can earn up to £1,000 per tax year without having to pay income tax or National Insurance on those earnings.
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